How it Works
Payment Estimator

We empower consumers with the knowledge to make informed financing decisions

Get the lowest rate for your:

Car

ATV

Motorbike

Watercraft

*Credit and Asset Conditions Apply

Skip the
Dealer Markup
in 2 Easy Steps

1. Pre-Qualify for Lowest-Rate Financing

2. Use Your Approval to Buy Anything

*Credit and Asset Conditions Apply

Skip the
Dealer Markup
in 2 Easy Steps

1. Pre-Qualify for Lowest-Rate Financing

2. Use Your Approval to Buy Anything

*Credit and Asset Conditions Apply

Skip the
Dealer Markup
in 2 Easy Steps

1. Pre-Qualify for Lowest-Rate Financing

2. Use Your Approval to Buy Anything

*Credit and Asset Conditions Apply

Skip the
Dealer Markup
in 2 Easy Steps

1. Pre-Qualify for Lowest-Rate Financing

2. Use Your Approval to Buy Anything

How it works

Rate Sheet

Dealers get an incentive from Lenders based on the interest rate they sell.

Lowest Rates

OpenRate platform posts the Lenders’ Lowest Rates in open access.

Real time

OpenRate updates and verifies interest rates in real time.

Pre-qualify

Pre-qualify at the lowest rate, use the approval to shop for the right unit.

Skip the Markup

Skip the Dealer markup and get the rate your credit deserves.